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What Happens if I Ignore a Medicare Demand Letter?

 Posted on February 17, 2025 in Medicare Repayment

Rockford, IL Medicare lawyerImagine for a moment that you are seriously injured in an accident. Maybe it is a car crash, a bike crash, or even a skiing accident. You are out of work for weeks, if not months, and your medical bills add up to many tens of thousands of dollars. Thankfully, because you are covered by Medicare, your physical care is covered, including emergency transport, hospital stays, and surgery.

Then, imagine you get a settlement check from the person or party responsible for your injuries: a drunk driver, a reckless biker, a ski resort that negligently left a dangerous slope unmarked. You use this settlement to cover the expenses you accumulated while seeking treatment. You may never be the same again, but you feel like you are finally out of the woods.

Then you receive a letter from Medicare in the mail. They know you received that settlement check, and they want the money back that they spent on your healthcare. You only have 30 days to respond before they start adding interest to the money they say you owe, and, worse, they can go after your income and even your assets if you do not pay.

Sadly, many people find themselves in this situation, unsure of what to do, and without anyone guiding them through the process. If this sounds familiar to you, you should call The Law Offices of Joseph J. Bogdan, Inc. today, no matter where you live. Our nationwide Medicare conditional payment letter attorney is based in Illinois, serves clients from New York to L.A., and is committed to helping you keep the money you need.

What Will Happen if I Do Not Pay Medicare Back? 

When someone gets a settlement from an insurance company after an accident, the insurance company is required by law to notify Medicare if the victim of the accident is a Medicare recipient. Once Medicare finds out about the settlement, they want their money back – and they want it now.

If you ignore a Medicare demand letter, it will not just go away. After just 30 days of not hearing back from you, Medicare can start adding interest to your debt. If you still do not pay, the process can end in: 

  • Referral to a collection agency

  • Wage garnishment

  • A lien against your assets – even your home 

Will I Get a Medicare Conditional Payment Letter? 

People who have received a settlement check as part of a personal injury claim are not the only ones who might get on the wrong side of Medicare after receiving treatment. Victims of injuries who have primary insurance coverage or workers’ compensation coverage may get a demand letter, and even insurance companies, self-insured employers, or attorneys representing those who are injured may get a demand letter.  

Everyone in this situation shares this in common: If you get a letter from Medicare asking for repayment, you need a lawyer to fight for you.

How Can a Lawyer Help with a Medicare Conditional Payment Letter? 

When Medicare sends a letter stating the costs they have covered and asking for repayment, they typically ask for the full amount of their services, no matter how impractical this may be. Rather than handling this situation yourself, an attorney can contact Medicare for you, deal with the paperwork, and fight to negotiate a lowered payment. In some cases, a skilled attorney can get Medicare to give up the request altogether.

Whether you live in Florida, Arizona, Maine, or California, we can help you with your Medicare demand letter. And no matter where you are in the process, it may not be too late for us to help. We offer free consultations so we can assess your situation and help you decide what to do. Our fees are reasonable and our team is friendly, professional, and accessible to our clients.

Can I Appeal a Medicare Conditional Payment Decision? 

Even if you already talked to Medicare and they denied your request for a reduced or eliminated repayment, you may be able to appeal. An attorney can be especially helpful here so you do not have to navigate the labyrinth of Medicare bureaucracy on your own. We work to resolve cases quickly and favorably and are waiting to hear from you.

Did You Get a Medicare Demand Letter in the Mail? Call Our Rockford, IL Medicare Lawyer Now

Getting a letter from Medicare asking for money that you simply do not have can lead to feelings of panic. Fortunately, you may have options – especially if you contact a St. Louis, MI Medicare repayment lawyer with The Law Offices of Joseph J. Bogdan, Inc.. We have extensive experience working with even the most complex Medicare repayment issues and will fight for you to keep the money you need. Call us at 630-310-1267 now to schedule a free consultation.

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